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1. APPLE BUDGET APP SOFTWARE
2. APPLE BUDGET APP PLUS

If you want certain expenses to remain private, you can keep them assigned to yourself.

This budgeting app provides separate sections for you and “us.” Honeydue is designed for transparency, and yet there is some privacy available within the app as well. However, there are advertisements that will appear when using the Honeydue app. The Joint Banking account within the app has no fees or minimums and offers access to more than 55,000 surcharge-free ATMs (Honeydue Cash VISA Cards issued by Sutton Bank, Member FDIC). Plaid uses multi-factor authentication and 256-bit encryption to help ensure consumer data is secure.

APPLE BUDGET APP SOFTWARE

Honeydue stores users’ information in a separate database using multi-layered hardware and software encryption through Plaid Technologies, a widely used service made for apps to connect with financial institutions. The account is FDIC insured by Sutton Bank. The joint checking account comes with a debit card, no monthly fees, no minimum deposit required and instant activity alerts to both users. While it is not required for using the app, Honeydue provides a joint bank account for users who choose to bank together. Using Honeydue, couples can gain greater visibility into their finances, can utilize a chat function to discuss issues that arise, track everything from bank accounts and loans to investments and coordinate bill-paying. This calendar will send alerts to both users when a bill due date is upcoming.

There is also a shared calendar where bill reminders are input, along with how much spending is attributed to each bill. Each person can label expenses as an individual expense or a shared expense, like rent or subscription services.

APPLE BUDGET APP PLUS

The app is divided into three parts: each partner’s individual expenses, plus an “all” section where shared transactions appear. Honeydue gives couples the power to oversee and collaborate on all financial transactions and upcoming bills.